Marine (Cargo & Hull) Underwriting

What does this mean?

Underwriters process submissions faster with consistent summaries and clearer risk signals, improving turnaround time and decision quality without extra manual review.

How it works?

Ingests broker submissions and attachments for cargo and hull lines, extracts key terms and exposures, flags inconsistencies and risk issues, and outputs a structured underwriting summary with source links for final review in the underwriter’s system.

Workflow steps

Step 1: Ingest broker submission

The Workflow triggers when a new broker submission arrives—via email, shared drive, or direct upload—automatically pulling in the full submission package including attachments, schedules, and supporting documents for cargo or hull lines.

Step 2: Extract key terms and exposures

Cassidy parses the submission documents, identifying and extracting critical underwriting data: vessel details, cargo types, voyage routes, coverage limits, deductibles, and policy terms.

Step 3: Flag risk signals and inconsistencies

The Workflow analyzes the extracted data against underwriting guidelines, flagging potential issues—coverage gaps, unusual exposures, missing documentation, or terms that fall outside standard parameters.

Step 4: Generate structured underwriting summary

Using a Cassidy Agent with Knowledge Base context, the Workflow compiles a consistent, formatted summary that presents key terms, flagged risks, and relevant source links in a standardized format underwriters can scan quickly.

Step 5: Route for underwriter review

The completed summary is delivered to the underwriter's system of record, ready for final review and decision—with direct links back to source documents for any detail that needs a closer look.