Employment Practices Liability

What does this mean?

Underwriters spend more time evaluating organizational risk with consistent data extraction and faster turnaround on quotes for employment-related coverage.

How it works?

Ingests submission documents, extracts financial data and HR policy details, flags employment risk factors, then delivers a structured summary and fields to the underwriting system.

Workflow steps

Step 1: Ingest submission documents

The Workflow triggers when a new EPL submission arrives—whether via email, a shared drive, or direct upload to the underwriting system.

Step 2: Extract financial information

Cassidy parses the submission to pull out revenue figures, employee counts, workforce composition, and organizational structure into structured fields.

Step 3: Capture HR policy details

The Workflow identifies key policy information—employee handbooks, termination procedures, anti-discrimination policies, and complaint processes—ensuring nothing critical is missed.

Step 4: Flag employment risk factors

Cassidy scans for risk indicators such as recent workforce reductions, prior claims history, high turnover rates, or gaps in HR documentation, surfacing them for underwriter attention.

Step 5: Generate structured summary

Using the extracted data, the Workflow produces a clear, formatted summary that gives underwriters a complete view of the organization's employment practices at a glance.

Step 6: Deliver to underwriting system

The structured fields and summary are pushed directly into the underwriting system, ready for risk evaluation—no manual document gathering or data entry required.