Directors & Officers (D&O) Liability Underwriting

What does this mean?

Underwriters assess submissions faster with consistent risk visibility, improving turnaround time and decision quality.

How it works?

Pulls company financial statements, governance documents, and prior claims data from configured sources, analyzes them for material risk factors, and produces a structured underwriting summary for underwriter review.

Workflow steps

Step 1: Trigger on new submission

The Workflow activates when a new D&O liability submission arrives—via a manual trigger, webhook from your submission management system, or integration with your policy administration platform.

Step 2: Pull financial statements and governance documents

Cassidy retrieves the company's financial statements, board governance documents, executive compensation disclosures, and corporate structure information from configured Knowledge Base sources or connected document repositories.

Step 3: Surface prior claims history

The Workflow pulls relevant claims data associated with the company or its directors and officers, identifying patterns, severity, and any red flags from historical loss experience.

Step 4: Analyze for material risk factors

Using a Cassidy Assistant trained on underwriting criteria, the Workflow analyzes the collected documents to identify material risks—financial distress indicators, governance weaknesses, litigation exposure, regulatory concerns, and executive turnover patterns.

Step 5: Generate structured underwriting summary

Cassidy produces a formatted risk summary highlighting key findings, flagged concerns, and relevant data points organized for efficient underwriter review.

Step 6: Route for underwriter review

The completed summary is delivered to the assigned underwriter—via email, Microsoft Teams, or directly into your underwriting workbench—ready for human decision-making with full risk visibility from the start.