AI Renewal Proposal Generator

How Cassidy automates this using AI

Step 1: Ingest census and carrier data

The Workflow triggers when census files, incumbent plan documents, or carrier quote PDFs are uploaded. Cassidy extracts employee demographics, current plan details, and proposed rates parsing age-banded tables, composite tiers, and underwriting terms into a unified format.

Step 2: Normalize and validate quotes

Cassidy maps carrier-specific benefit language and rating structures to a canonical schema, converting between age-banded and composite rates as needed. The system cross-checks premium math against carrier exhibits and flags discrepancies or missing data for review.

Step 3: Build scenario models

Using the Knowledge Base for client contribution strategies and plan design preferences, Cassidy generates side-by-side comparisons status quo, negotiated renewal, alternative carriers, and funding changes. Each scenario calculates employer/employee costs by tier, PEPM/PEPY, and budget variance.

Step 4: Analyze network impact

Cassidy pulls GeoAccess data and provider directories to assess network adequacy and disruption. The Workflow produces access reports by ZIP and specialty, quantifying provider retention and flagging high-impact exceptions.

Step 5: Assemble proposal deliverables

The Workflow populates templated executive decks with scenario comparisons, cost impact visuals, and recommendations. Cassidy generates detailed exhibits plan grids, rate tables, SBCs, and contribution schedules exported to PDF or PowerPoint with client branding.

Step 6: Route for review and handoff

Completed proposals route to the account manager for approval. Once finalized, Cassidy exports plan codes and rates for HRIS/ben-admin systems and archives all assumptions for audit trails and future renewals.